Both Pools at the Natelli Y will be CLOSED, Sunday, August 16th through Saturday, August 22nd for cleaning and maintenance.

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The Y, For AllFinancial Assistance

How Assistance Works

Financial assistance is available for YMCA memberships and many programs, including childcare, before and after school care, and summer camp. Awards are based on household income, family size, and available funding, and are designed to be flexible and confidential. All families applying for a childcare or BASE scholarship must also apply for the Maryland Child Care Scholarship.

Our team works with each applicant to determine an appropriate level of support, ensuring families can participate while maintaining program sustainability. Assistance is applied directly to membership or program fees.

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Programs We Support

YMCA financial assistance helps families and individuals access essential programs that promote learning, safety, and wellness. This includes early learning and childcare, school-age enrichment, summer camps, swim lessons, youth sports, and health and wellness programs for all ages.

By supporting access to these services, the Y strengthens families, builds confidence in youth, and improves community health across Frederick County.

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Powered by Community Support

Financial assistance is funded through the YMCA’s Annual Campaign, endowment gifts, and special events. Each year, more than $600,000 in scholarships are awarded to help children and families access programs and services they need.

Every contribution—large or small—helps ensure the Y remains open and accessible to all.

Who Can Apply

Financial assistance is available to individuals and families across Frederick County who demonstrate financial need. Our process is designed to be straightforward, respectful, and supportive.

Individuals & Families

Individuals & Families

Assistance helps adults and households access YMCA memberships and wellness programs.

Children & Youth

Children & Youth

Support is available for childcare, camps, swim lessons, and youth enrichment programs.

Older Adults

Older Adults

Assistance helps older adults stay active, connected, and engaged through Y programs.

Application Process

Application Process

Complete an online application and submit required financial documentation. Applications are reviewed confidentially, and awards are typically processed within 2–4 weeks.

Ongoing Support

Ongoing Support

Assistance may be renewed and adjusted as circumstances change. Our staff is available to answer questions and provide guidance throughout the process.

Frequently Asked Questions

Assistance is available for memberships, childcare, summer camps, swim lessons, and many YMCA programs, based on available funding.  All families applying for a childcare or BASE scholarship must also apply for the Maryland Child Care Scholarship.

Applications are typically processed within 2–4 weeks after all required documentation is received.

Yes. All applications and financial information are handled confidentially and reviewed by trained staff.

Assistance is made possible through donations to the YMCA’s Annual Campaign, endowment funds, and special events.

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Financial Assistance - YMCA of Frederick County